Terms of Service
Effective Date: July 18, 2025
Welcome to Growth & Investment Agencies Ltd (“we,” “us,” or “our”). By accessing or using our website, services, tools, or content (collectively, the “Services”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Services.
1. Acceptance of Terms
By accessing or using any part of our Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all users, whether or not you register an account.
2. Services
We provide strategic advisory, investment structuring, and consulting services, as well as related content, tools, and client‑intake forms. All descriptions of Services on our site are subject to change without notice.
3. User Obligations
Lawful Use: You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations.
Accurate Information: If you submit data via forms or accounts, you must provide complete and accurate information.
Account Security: If you create an account, you are responsible for maintaining its confidentiality and for all activities under your credentials.
Prohibited Conduct: You may not (a) reverse‑engineer, decompile, or otherwise attempt to extract source code; (b) interfere with or disrupt the Services; (c) use robots, spiders, or automated means to access or monitor the Services; or (d) upload malicious content.
4. Intellectual Property
Our Content: All content, trademarks, logos, designs, and code on the Services are the exclusive property of Growth & Investment Agencies Ltd or its licensors and are protected by copyright, trademark, and other intellectual‑property laws.
Limited License: We grant you a limited, non‑exclusive, non‑transferable license to access and use the Services for your internal, non‑commercial purposes.
User Content: By submitting content (e.g., form responses, documents) you grant us a worldwide, royalty‑free license to use, reproduce, and display such content in connection with providing the Services.
5. Fees & Payment
If we charge fees for any Services, the applicable fees and payment terms will be presented before you purchase or subscribe. All fees are non‑refundable unless otherwise agreed in writing.
6. Disclaimers
No Professional Advice: Content on our site and tools is for informational purposes only and does not constitute legal, financial, or professional advice. Always consult qualified advisors before making decisions.
AS‑IS: The Services are provided “as is” and “as available,” without warranties of any kind, whether express or implied. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non‑infringement.
7. Limitation of Liability
To the maximum extent permitted by law, Growth & Investment Agencies Ltd and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill arising out of or relating to your use of or inability to use the Services—even if we have been advised of such damages. Our total aggregate liability to you for any direct damages will not exceed the fees you have paid us in the preceding 12 months (or USD 1,000 if no fees have been paid).
8. Indemnification
You agree to indemnify, defend, and hold harmless Growth & Investment Agencies Ltd, its officers, directors, employees, and agents from any claims, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your misuse of the Services.
9. Governing Law & Dispute Resolution
These Terms and any disputes arising out of them are governed by the laws of England & Wales (without regard to conflicts of law principles). Any dispute will be resolved by binding arbitration in London under the rules of the London Court of International Arbitration, except that we may seek injunctive relief in any court of competent jurisdiction.
10. Changes to Terms
We may modify these Terms at any time by posting a revised version on our website with a new “Effective Date.” Your continued use of the Services after such changes constitutes acceptance of the updated Terms.
11. Severability
If any provision of these Terms is held invalid or unenforceable, that provision will be struck, and the remaining provisions will remain in full force and effect.
12. Contact Us
For questions or concerns about these Terms, please contact us at:
Email: support@gniagencies.com
Thank you for choosing Growth & Investment Agencies Ltd. We look forward to partnering with you.
