Disclaimer & Liability Waiver Effective Date: July 18, 2025 The content and services provided by Growth & Investment Agencies Ltd (“G&I,” “we,” “us,” or “our”) are intended for general informational purposes only. By using our website, tools, publications, or consulting services (the “Services”), you agree to the following disclaimer and waiver of liability:
1. No Professional Advice
All materials, analyses, templates, and recommendations are provided “as is” and “as available” for informational purposes only. They do not constitute legal, tax, financial, investment, accounting, or other professional advice. You should seek the advice of qualified professionals before making any business, legal, or financial decisions.
2. No Warranty
To the fullest extent permitted by applicable law, G&I expressly disclaims all warranties, whether express or implied, including but not limited to:
Merchantability: That the Services will meet your needs or perform as expected.
Fitness for a Particular Purpose: That any materials are suitable for your specific business context.
Non‑Infringement: That content does not infringe the rights of third parties.
Accuracy & Completeness: That data, insights, or publications are free from errors or omissions.
3. Limitation of Liability
Under no circumstances shall G&I, its affiliates, officers, directors, employees, agents, or licensors be liable for any indirect, incidental, consequential, special, or punitive damages—including lost profits, lost data, business interruption, or reputational harm—arising out of or in connection with:
Your use of or inability to use the Services
Any reliance on or application of information provided
Any errors, omissions, or inaccuracies in content
Any third‑party content, tools, or links accessed via our Services
Our aggregate liability for any direct damages shall not exceed USD 1,000 or the amount you have paid us in the prior twelve (12) months for the specific service giving rise to the claim, whichever is greater.
4. Third‑Party Links & Content
Our Services may contain links to third‑party websites, tools, or content. We do not endorse and are not responsible for the accuracy, privacy practices, or content of those external resources. Accessing third‑party sites is at your own risk.
5. Use at Your Own Risk
You assume full responsibility for all risks associated with your use of the Services, including any decisions or actions taken in reliance on the information provided. It is your responsibility to verify all data, perform your own due diligence, and engage qualified advisors where appropriate.
6. Indemnification
You agree to indemnify, defend, and hold harmless G&I and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Services or any violation of this Disclaimer & Liability Waiver.
7. Changes & Updates
We may modify this Disclaimer & Liability Waiver at any time by posting a revised version on our website with an updated “Effective Date.” Your continued use of the Services after such changes constitutes your acceptance of the updated terms.
8. Contact Us
If you have any questions or concerns about this disclaimer, please contact us at:
Email: support@gniagencies.com
Thank you for reviewing our Disclaimer & Liability Waiver. Your informed and prudent use of our Services is important to us.